Life Insurance in and around Schenectady
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- Rotterdam
- Schenectady
- Albany
- Guilderland
- Duanesburg
- Delanson
- Niskayuna
- Capital District
- Schoharie
It's Time To Think Life Insurance
There's a common misconception that you don't need Life insurance when you're young, but even if you are young and newly married, now could be the right time to start learning about Life insurance.
Get insured for what matters to you
What are you waiting for?

Their Future Is Safe With State Farm
Coverage from State Farm helps you rest easy knowing your family will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the many expenses that come with providing for children, life insurance is a vital need for young families. Even if you don't work outside the home, the costs of paying for domestic responsibilities or before and after school care can be significant. For those who aren't parents, you may want the peace of knowing your funeral is covered or have aging parents who rely on your income.
No matter where you are in life, you're still a person who could need life insurance. Contact State Farm agent Tim Ochs's office to determine the options that are right for you and your family.
Have More Questions About Life Insurance?
Call Tim at (518) 357-4911 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
How much life insurance do I need?
How much life insurance do I need?
Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.


Simple Insights®
How much life insurance do I need?
How much life insurance do I need?
Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.