Personal Banking in and around Schenectady
Contact Tim Ochs
To apply for Banking Options or to learn more about Banking Products.
Contact Tim Ochs for banking options
Tim Ochs
State Farm® Insurance Agent
Personal banking with U.S. Bank®
Schenectady, choose U.S. Bank® for help with your personal banking needs
Checking accounts
U.S. Bank® checking accounts are easily managed, allowing you to bank and save your money how you want to.
See U.S. Bank® checking accountsSavings accounts
A savings account with U.S. Bank® may be able to help you both grow your money and establish financial goals.
See U.S. Bank® savings accountsCDs
With choices like Smartly CD and CD Laddering, U.S. Bank® offers plenty of options to choose from.
See U.S. Bank® CD accountsCredit cards
When you decide to open a State Farm credit card through U.S. Bank®, you can choose the Good Neighbor card or one of the cash rewards card options.
See U.S. Bank® credit cardsPersonal loans
Ask agent Tim Ochs today about how to check your rate and the other benefits that U.S. Bank® offers.
See U.S. Bank® personal loans
Bank products to help meet your personal banking needs
Personal banking products to help reach your goals.
Contact Tim Ochs for banking options
We also offer banking services in:
Tim Ochs
State Farm® Insurance Agent
Simple Insights®
Preparing for college in high school
Boost your student’s college readiness by using this college checklist to help identify key deadlines and milestones to be aware of as graduation nears.
Calculate your possible line of credit
Enter the value of your home and amount of your mortgage to see what line of credit you might qualify for.
What to know when discussing car repairs with a mechanic
When you find out your car needs to be serviced, it's important to know the right auto repair questions to ask a mechanic.
What is refinancing and when does it make sense?
Why refinance a loan? It may make sense to reduce monthly payments or cut the interest rate, but it may have some pitfalls as well.